Using guided point and click steps, users can create LendingPatterns™ reports designed to help lenders and regulators get the most out of HMDA data and prepare for fair lending and CRA examinations. Reports that once took days to produce can now be completed in seconds
LendingPatterns™ allows users to define peers by their lending strategies and institutional characteristics
Easily create thematic maps that reveal areas of opportunity or disparity. Create presentation ready trend and distribution charts for your board or senior management
Cloud-based HMDA data mining tool for real-time analysis of fair lending, CRA, and loan origination performance
Access all HMDA transactions since 2004 for extensive trend analysis of any lender or groups of lenders/peers
Understand lending performance in the proper context by benchmarking key performance indicators for a lender versus its peers
Analyze and map lending activity by income, race or ethnicity in metro, county, city/place or census tract areas to evaluate redlining risk
Monitor corrective action taken with current results upload feature