HMDA Data Mining Software

LendingPatterns™ is a cloud-based analytical tool that uses HMDA data to identify market opportunities, competitive insights, compliance benchmarks, and potential fair lending risk related to underwriting, pricing and redlining

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Why Choose LendingPatterns™?

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Easy to Use

Using guided point and click steps, users can create LendingPatterns™ reports designed to help lenders and regulators get the most out of HMDA data and prepare for fair lending and CRA examinations. Reports that once took days to produce can now be completed in seconds

Robust Peer Analysis

LendingPatterns™ allows users to define peers by their lending strategies and institutional characteristics

Map and Chart Lending Activity

Easily create thematic maps that reveal areas of opportunity or disparity. Create presentation ready trend and distribution charts for your board or senior management

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Cloud-based HMDA data mining tool for real-time analysis of fair lending, CRA, and loan origination performance

Data Tools

Data Tools

Access all HMDA transactions since 2004 for extensive trend analysis of any lender or groups of lenders/peers



Understand lending performance in the proper context by benchmarking key performance indicators for a lender versus its peers

Analyze and Map

Analyze and Map

Analyze and map lending activity by income, race or ethnicity in metro, county, city/place or census tract areas to evaluate redlining risk



Monitor corrective action taken with current results upload feature

See Our Reports

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